2 min read
Cost-to-income = operating costs / income. A simple efficiency gauge — lower is leaner.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
How do I improve it?
Either grow income without proportional cost, or cut costs without losing income — track the ratio over time, not in isolation.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
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