Current ratio calculator
Whether your short-term assets comfortably cover your short-term bills — the classic test of everyday liquidity.
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Debt-to-equity calculator
How much of your business is funded by borrowing versus your own money — a core measure of financial risk.
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ROAS calculator
Return on ad spend — the revenue each pound of advertising brings back, before you factor in your margin.
Read →Loan-to-value (LTV) calculator
The share of an asset's value you're borrowing against — the ratio secured and asset-backed lenders lead with.
Read →Business mileage calculator
What you can claim for business driving at HMRC's approved rates — 45p a mile, dropping to 25p after 10,000 miles.
Read →Days sales of inventory calculator
How long, on average, your stock sits before it sells — every extra day is cash tied up on the shelf.
Read →Break-even months calculator
How many months an investment takes to pay for itself from the extra profit or savings it generates.
Read →Corporation tax marginal relief calculator
Your corporation tax with marginal relief factored in — the tapered rate between the £50k and £250k thresholds.
Read →Cost per lead calculator
What each enquiry costs you to generate — the first number to know before you judge a marketing channel.
Read →Average order value calculator
What a typical order is worth — a lever that lifts revenue without needing a single new customer.
Read →Rule of 40 calculator
Add your revenue growth to your profit margin — 40 or more signals a healthy balance of growth and profitability.
Read →CAC payback calculator
How many months it takes to earn back what you spend acquiring a customer — the shorter, the healthier your growth.
Read →Break-even price calculator
The price you'd need to charge per unit to cover both your fixed and variable costs at a given sales volume.
Read →Discount break-even calculator
How much extra volume a discount needs to generate just to stand still — before it starts costing you profit.
Read →Revenue run rate calculator
Turn a recent period's revenue into an annualised run rate — a quick projection of where the year is heading.
Read →Lease vs buy calculator
Compare the total cost of leasing an asset against buying it outright, allowing for what it's worth when you're done.
Read →Cost of an employee calculator
The real annual cost of hiring — gross salary plus employer National Insurance and pension, not just the headline pay.
Read →Working capital requirement calculator
How much cash your trading cycle ties up — the gap between paying suppliers and being paid by customers.
Read →Operating leverage calculator
How much your profit swings when sales move — high fixed costs magnify both the upside and the downside.
Read →VAT flat rate scheme calculator
Estimate the VAT you'd owe under HMRC's Flat Rate Scheme and see roughly how it compares with standard VAT.
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Asset finance calculator
Work out the monthly payment and total cost of financing a vehicle, equipment or machinery.
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Asset turnover calculator
How hard your assets work to generate sales.
Read →Borrowing capacity by turnover calculator
Get an indicative facility size from your monthly turnover, net margin and a sensible cover ratio — a sanity-check before you…
Read →Break-even calculator
Find the exact point where revenue covers your costs. Enter fixed costs, price and variable cost per unit to see the break-even…
Read →Break-even with loan repayment calculator
How a loan repayment changes the sales volume you must hit to break even.
Read →Burn rate calculator
Turn two bank balances into a monthly burn rate and remaining runway.
Read →Business borrowing affordability calculator
See whether a new repayment fits your monthly cash flow before you apply — enter your numbers and read the headroom in seconds.
Read →Business debt consolidation calculator
Add up your existing business debts, compare the blended cost against a single new facility, and see whether consolidating saves…
Read →Business loan comparison calculator
Put two finance offers side by side and see which is genuinely cheaper once fees, term and rate are all in the same frame.
Read →Business loan repayment calculator
Estimate your monthly repayment, total repayable and cost of credit in seconds.
Read →Business savings growth calculator
How a reserve fund grows with regular deposits and compound interest.
Read →Cash conversion cycle calculator
See how many days cash is locked inside your trading cycle — and roughly how much working capital that ties up — from three…
Read →Cash ratio calculator
Whether you could pay short-term bills from cash alone.
Read →Cash runway calculator
How many months of trading your current cash covers at today's net burn rate.
Read →Cash runway calculator
See how many months of cash your business has left at its current burn — and roughly when the balance hits zero, while there's…
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Contribution margin calculator
How much each sale contributes to fixed costs and profit.
Read →Corporation tax estimate (with marginal relief)
An estimate of UK corporation tax, including the marginal-relief band between £50k and £250k profit.
Read →Cost-to-income ratio calculator
How much of every pound of income your costs consume.
Read →Creditor days (DPO) calculator
How long you take to pay suppliers — a key lever on working capital.
Read →Customer lifetime value calculator
What a typical customer is worth over the whole relationship.
Read →Days cash on hand calculator
How many days you could keep running on cash alone.
Read →Debt service coverage ratio (DSCR) calculator
The ratio lenders use to check your income comfortably covers loan repayments.
Read →Debtor days (DSO) calculator
See how long, on average, your customers take to pay — and how much cash you'd free up by collecting just a few days faster.
Read →Discount impact (volume needed) calculator
The extra volume a discount must generate just to stand still on profit.
Read →Dividend cover calculator
Whether profits comfortably cover the dividends you pay out.
Read →EBITDA margin calculator
Operating profitability before interest, tax, depreciation and amortisation.
Read →Early payment discount calculator
What offering (or taking) an early-payment discount really costs per year.
Read →Early repayment savings calculator
Estimate the interest you'd save by clearing a business loan ahead of schedule — and weigh it against any early-settlement charge.
Read →Early settlement savings calculator
See your settlement figure and how much interest you'd save by clearing a loan early.
Read →Equity multiplier (leverage) calculator
How much asset base each pound of owners' equity supports.
Read →Factor rate to APR converter
Translate a factor rate (1.2, 1.35…) into total repayable, cost in pounds and an approximate annualised rate — so you can compare…
Read →Fixed charge cover calculator
A stricter cover test that counts lease and rent commitments, not just loan interest.
Read →Gearing (debt-to-equity) calculator
How reliant your business is on borrowing versus owners' capital.
Read →Gross margin & markup calculator
See your gross margin and the equivalent markup on cost in one place.
Read →Gross margin & markup calculator
Turn revenue and cost of sales into gross profit, margin % and markup % — and stop confusing the two figures that quietly wreck…
Read →Hourly / day rate calculator
The rate you must charge to hit a target income from your billable hours.
Read →Interest cover calculator
How comfortably your operating profit covers interest payments.
Read →Inventory turnover calculator
How fast you sell through stock — and how much cash it locks up.
Read →Investment payback calculator
How long until an investment pays for itself in extra cash.
Read →Invoice finance cost calculator
See how much cash an unpaid invoice releases today, what the service fee and discount charge add up to, and the true cost as an…
Read →Late payment interest calculator (UK statutory)
What a UK business can charge on a late commercial invoice — statutory interest plus fixed compensation.
Read →Loan affordability (debt service cover) calculator
How comfortably your cash flow covers loan repayments — the ratio lenders use to gauge affordability.
Read →Markup & selling-price calculator
Set a selling price from cost and a target markup — and see the true margin it produces.
Read →Markup to margin converter
Markup and margin are not the same — see the price and the true gross margin a markup gives.
Read →Merchant cash advance calculator
Turn a factor rate into the figure that matters — total repayable, the slice taken from each day's card takings, and the…
Read →Net profit margin calculator
How much of every pound of sales actually becomes net profit.
Read →Operating margin calculator
Profitability from core trading, before interest and tax.
Read →Overdraft cost calculator
What an overdraft really costs per year — and whether a loan is cheaper.
Read →Overdraft vs loan cost calculator
Put an overdraft and a fixed loan side by side — rates, fees and term — and see which is genuinely cheaper for the money you need.
Read →Price increase calculator (cost rise)
The price rise needed to hold your margin when supplier costs go up.
Read →Profit per employee calculator
How much profit each team member's work ultimately generates.
Read →Profit target revenue calculator
The turnover you need to hit a profit goal at your gross margin.
Read →Quick ratio (acid test) calculator
Test whether your business can cover short-term liabilities without relying on selling stock.
Read →Return on assets (ROA) calculator
How efficiently your assets generate profit.
Read →Return on borrowed capital calculator
Borrowing is only worth it if the money earns more than it costs. Enter the amount, the cost of the finance and the extra profit…
Read →Return on capital employed (ROCE) calculator
How efficiently your business turns the capital it uses into operating profit.
Read →Return on equity (ROE) calculator
The return your business generates on the owners' capital.
Read →Revenue growth projection calculator
Project turnover forward at a compound growth rate.
Read →Revenue per employee calculator
A quick productivity benchmark — sales generated per team member.
Read →Savings goal calculator
The monthly amount needed to reach a savings target on time.
Read →Seasonal cash buffer calculator
Find the cash cushion that carries your business through its quiet season — and see how big the gap is before it becomes a crisis.
Read →Stock cover (days) calculator
How many days of sales your current stock would cover.
Read →Stock order funding calculator
See the funding a stock order needs and the profit it should return — so you buy inventory that pays for itself, not stock that…
Read →True cost of borrowing (APR) calculator
Cut through fees and flat rates: see the total cost and the true annual rate behind any business finance offer.
Read →VAT calculator (add or remove VAT)
Add VAT to a net price, or work out the VAT already inside a gross price, at any rate.
Read →VAT set-aside calculator
See your likely quarterly VAT bill and the weekly amount to reserve so the return never blindsides your cash flow.
Read →Wage cost ratio calculator
What share of revenue your wage bill consumes — a core productivity gauge.
Read →Working capital calculator
Measure the cash cushion between what your business owns short-term and what it owes short-term — and see if it's healthy.
Read →Working capital turnover calculator
How efficiently your working capital supports sales.
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.