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Annualised cost of a prompt-payment discount = discount/(100−discount) × 365/days. Compare it to your cost of finance.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
Take the discount or borrow?
If the annualised discount cost is higher than your finance rate, short-term borrowing to pay on normal terms may be cheaper.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
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