2 min read
Dividend cover = profit after tax / dividends. How many times earnings cover the dividend.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
Why does it matter?
Cover below 1 means you're distributing more than you earn, drawing down reserves — and directors must ensure dividends are lawful.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Related reading
Loan affordability (debt service cover) calculator
How comfortably your cash flow covers loan repayments — the ratio lenders use to gauge affordability.
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Fixed charge cover calculator
A stricter cover test that counts lease and rent commitments, not just loan interest.
Read →Interest cover calculator
How comfortably your operating profit covers interest payments.
Read →Stock cover (days) calculator
How many days of sales your current stock would cover.
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.