2 min read
Stock cover = stock ÷ (annual cost of sales ÷ 365). The number of days of sales your stock would cover.
How to use it
Enter your figures above — the result updates instantly and nothing leaves your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
Too much cover?
Excess stock ties up cash and risks obsolescence; too little risks stockouts. Aim for the sweet spot for your sector.
Is this a quote?
No — it's a free illustration. Your actual Credicorp offer depends on an assessment of your company.
Related reading
Creditor days (DPO) calculator
How long you take to pay suppliers — a key lever on working capital.
Read →
Days cash on hand calculator
How many days you could keep running on cash alone.
Read →
Debtor days (DSO) calculator
See how long, on average, your customers take to pay — and how much cash you'd free up by collecting just a…
Read →Dividend cover calculator
Whether profits comfortably cover the dividends you pay out.
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.